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Final Expense

When we all eventually leave this life, we don’t want to leave behind extra expenses and debt for our loved ones. Funeral costs are steadily increasing; how will they be paid for? Let them celebrate your life worry-free without extra burdens.

What is final Expense?

Final Expense or Whole Life Insurance is a type of insurance policy specifically tailored for seniors who want the opportunity to buy affordable insurance. These policies are usually low to moderate face value whole life policies intended to cover any final expenses a person might leave behind.

How does it work?

Whole life policies usually have a level premium for lifetime death benefit coverage. The policyholder is entitled to a cash value reserve that is guaranteed by the company. This cash value can be accessed at any time through policy loans and is received income tax free.